540 F St, Chula Vista, CA 91910

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Beds

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Baths

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Sq ft

About this home

Fully renovated 3-unit property in a desirable Chula Vista neighborhood ideal for investors or multigenerational living. Front unit is a renovated 3BR/2BA single-family residence with modern finishes and private front yard. Rear two-story duplex features two renovated 1BR/1BA units with functional floor plans, walk-in closets, and new stainless steel appliances. Property includes a spacious common area, detached 2-car garage with high ceilings, and off-street parking. Excellent ADU opportunity through garage conversion with plans already completed and ready for city submission. Designated yard area for future ADU has already been fenced. Strong rental and long-term value-add potential.

Type

Residential

Year built

1955

Lot

5,695 sq ft

Garage

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HOA

None

Pool

View

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Solar

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Estimated payment

$10,229/mo

Principal & interest$8,202
Property tax (est.)$1,554
Home insurance (est.)$473

Down payment: 20% ($324,400)Interest rate %

Example only, not a loan offer. Rate is a placeholder; ask a lender for today's. Taxes vary by neighborhood (Mello-Roos).

Listing provided courtesy of Seth Watje, Starker West, Inc.. MLS# 260024684SD. Based on information from California Regional Multiple Listing Service, Inc. as of November 1, 2026 at 8:24 AM Pacific. Information is deemed reliable but not guaranteed and is provided exclusively for consumers' personal, non-commercial use to identify prospective properties they may be interested in purchasing. Coldwell Banker Associated Brokers Realty, CA DRE #00939614.