
4 Velarde Court, Rancho Santa Margarita, CA 92688
About this home
**. Sellers are offering a 1/1 Buy Down! Thats a SAVINGS of $600 a Month on Buyers Monthly Mortgage Payment! Sellers are in escrow & highly motivated to secure a successful sale. Don’t miss this opportunity. Bring your offer!** **Welcome to Cabrillo Vista, one of Rancho Santa Margarita’s most desirable neighborhoods!** This beautifully cared-for home showcases true pride of ownership, stunning Saddleback Mountain views and a thoughtfully designed interior. The spacious kitchen and dining areas flow into a spectacular family room with soaring vaulted ceilings and over 430 square feet of living space. French doors open to a covered Alumawood patio, creating the perfect indoor-outdoor setting for relaxing and entertaining. Numerous upgrades include a **remodeled kitchen with custom cabinetry (2019), all three remodeled bathrooms (2023), and a brand-new 4-ton Rheem A/C system installed in June 2026** with a 10-year compressor and parts warranty and 5-year labor warranty. Additional features include LED lighting, ceiling fans throughout, Elfa® closet and laundry shelving, custom upstairs cabinetry, a resurfaced bonus room ceiling, epoxy-coated garage floor and a **2026 LiftMaster Wi-Fi garage door opener** operated by phone or keypad. Enjoy walking distance to a community pool, plus access to **SAMLARC amenities including pools, parks, hiking and biking trails, year-round community events and the beautiful Santa Margarita Beach Club.** With its exceptional location, mountain views, extensive upgrades and outstanding community amenities, this home offers the best of the Rancho Santa Margarita lifestyle.
- Principal & interest$5,941
- Property tax (est.)$1,126
- Home insurance (est.)$343
- HOA$91
Example only, not a loan offer. Rate is a placeholder; ask a lender for today's. Taxes vary by neighborhood (Mello-Roos).
Listing provided courtesy of Virginia Hall, Virginia Hall, Broker, 7149254983. MLS# OC26213544. Based on information from California Regional Multiple Listing Service, Inc. as of November 1, 2026 at 8:00 AM Pacific. Information is deemed reliable but not guaranteed and is provided exclusively for consumers' personal, non-commercial use to identify prospective properties they may be interested in purchasing. Coldwell Banker Associated Brokers Realty, CA DRE #00939614.
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