35 Spencer Street, Cambria, CA 93428

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Beds

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Baths

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Sq ft

About this home

Perfect location with fabulous views. This oversized double lot (4,900 square feet) has a CCSD water meter position #319 and in Cambria's highly desired "Top Of The World". This property has a gentle up slope to take advantage of the beautiful views of the Santa Lucia Mountains and the valley land to the East. The "Top Of The World" is Cambria's highest elevation and typically sunnier and warmer. Great neighborhood and often visited by deer and wild turkeys.

Type

Water Position With Land

Year built

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Lot

4,900 sq ft

Garage

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HOA

None

Pool

View

Panoramic

Solar

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Estimated payment

$561/mo

Principal & interest$450
Property tax (est.)$85
Home insurance (est.)$26

Down payment: 20% ($17,800)Interest rate %

Example only, not a loan offer. Rate is a placeholder; ask a lender for today's. Taxes vary by neighborhood (Mello-Roos).

Listing provided courtesy of Bill Matthes, Coldwell Banker Kellie & Assoc, 805-610-1564. MLS# SC25102389. Based on information from California Regional Multiple Listing Service, Inc. as of November 1, 2026 at 11:43 AM Pacific. Information is deemed reliable but not guaranteed and is provided exclusively for consumers' personal, non-commercial use to identify prospective properties they may be interested in purchasing. Coldwell Banker Associated Brokers Realty, CA DRE #00939614.