3424 Cameo Drive #46, Oceanside, CA 92056

Beds

Baths

846

Sq ft

$670

Per sq ft

About this home

**2.875% ASSUMABLE VA LOAN (NON-VETERANS ARE ELIGIBLE) with an approximate $319K remaining loan balance** Step into coastal comfort in this newly upgraded condo nestled within the coveted community of Lomas De Oro. Perched upstairs on the corner, this home feels bright, open, and refreshed thanks to a full list of brand-new upgrades—LVP flooring, quartz countertops, new HVAC and water heater, fresh paint, stainless steel kitchen sink, updated fixtures, and more. This home has an open layout and offers two private balconies perfect for enjoying ocean breezes, plus a cozy fireplace and elegant French doors. Residents enjoy a one-car detached garage, one reserved parking space, and community amenities including a pool, spa, playground, and nearby hiking trails. All of this just minutes from the beach, Oceanside’s vibrant downtown area, MiraCosta College, Carlsbad Village, Camp Pendleton, along with countless shops, restaurants, and activities. VA/FHA approved. Seller has a 2.875% assumable VA loan with an approximate $319K remaining loan balance.

Type

Condominium

Year built

1990

Lot

445,200 sq ft (10.22 ac)

Garage

1 car

HOA

$440/mo

Pool

View

Hills

Solar

—

Estimated payment

$4,016/mo

Principal & interest$2,867
Property tax (est.)$543
Home insurance (est.)$165
HOA$440

Down payment: 20% ($113,400)Interest rate %

Example only, not a loan offer. Rate is a placeholder; ask a lender for today's. Taxes vary by neighborhood (Mello-Roos).

Listing provided courtesy of Bryan Smithwick, Coldwell Banker West, 760-473-9507. MLS# NDP2605669. Based on information from California Regional Multiple Listing Service, Inc. as of November 1, 2026 at 8:24 AM Pacific. Information is deemed reliable but not guaranteed and is provided exclusively for consumers' personal, non-commercial use to identify prospective properties they may be interested in purchasing. Coldwell Banker Associated Brokers Realty, CA DRE #00939614.