3156 Harbor Ridge Ln, San Diego, CA 92103

Beds

Baths

1,593

Sq ft

$622

Per sq ft

About this home

Discover the pinnacle of modern urban living in the highly sought-after Terracina community, perfectly perched on a serene public cul-de-sac ridge where Middletown and South Mission Hills converge. This stunningly designed townhome radiates with natural light, showcasing an expansive open floor plan framed by soaring 9-foot+ ceilings. The seamless flow from the sunlit kitchen directly into the dining and family spaces creates an inviting atmosphere, ideal for both relaxed daily living and vibrant entertaining. Step out onto your private balcony, situated along the scenic bluff rim, and savor the crisp coastal breeze alongside dynamic, iconic views of the San Diego Bay. Beyond your tranquil retreat lies a prime urban hub putting world-class dining, weekend farmers markets, and the electric nightlife of Little Italy, Hillcrest, and Downtown San Diego right at your fingertips. Delivering a flawless, turnkey lifestyle, this sophisticated residence is a rare find that masterfully blends peaceful neighborhood charm with ultimate city connectivity.

Type

Townhouse

Year built

2003

Lot

—

Garage

2 car

HOA

$285/mo

Pool

View

Coastline

Solar

—

Estimated payment

$6,534/mo

Principal & interest$5,011
Property tax (est.)$950
Home insurance (est.)$289
HOA$285

Down payment: 20% ($198,180)Interest rate %

Example only, not a loan offer. Rate is a placeholder; ask a lender for today's. Taxes vary by neighborhood (Mello-Roos).

Listing provided courtesy of Chad Dannecker, Compass. MLS# 260021105SD. Based on information from California Regional Multiple Listing Service, Inc. as of November 1, 2026 at 10:09 AM Pacific. Information is deemed reliable but not guaranteed and is provided exclusively for consumers' personal, non-commercial use to identify prospective properties they may be interested in purchasing. Coldwell Banker Associated Brokers Realty, CA DRE #00939614.