1935 Spencer Street, Cambria, CA 93428

Beds

Baths

1,026

Sq ft

$697

Per sq ft

About this home

Situated on the mountain side of Cambria's Top of The World location, this property has panoramic views of the San Lucia Mountains and a microclimate that is often warmer, sunnier and less windy than many other areas in town. This two bedroom, two bath house has a cozy loft with lots of natural light which could be a home office or an art studio. The high ceilings above the wood-burning fireplace in the living area make the house open & airy. This property offers some additional elbow room, as it is located next to and across from multiple vacant lots. The adjacent oversized double lot to the south is owned by the owner of this house, and is available to purchase via a separate escrow. Other amenities include an extra deep one-car garage, new front and back decks, washer and dryer hook-ups both upstairs and in the garage.

Type

Single Family Residence

Year built

1985

Lot

5,600 sq ft

Garage

1 car

HOA

None

Pool

View

Mountain(s)

Solar

—

Estimated payment

$4,509/mo

Principal & interest$3,615
Property tax (est.)$685
Home insurance (est.)$209

Down payment: 20% ($143,000)Interest rate %

Example only, not a loan offer. Rate is a placeholder; ask a lender for today's. Taxes vary by neighborhood (Mello-Roos).

Listing provided courtesy of Bob Kasper, The Real Estate Company of Cambria, 805-909-9707. MLS# SC26058000. Based on information from California Regional Multiple Listing Service, Inc. as of November 1, 2026 at 9:30 AM Pacific. Information is deemed reliable but not guaranteed and is provided exclusively for consumers' personal, non-commercial use to identify prospective properties they may be interested in purchasing. Coldwell Banker Associated Brokers Realty, CA DRE #00939614.