Cardiff by the Sea homes
For sale4 days on market
$900,000

1355 Loch Lomond Drive, Cardiff by the Sea, CA 92007

3
Beds
2
Baths
1,040
Sq ft
$865
Per sq ft

About this home

3-bedroom, 2-bathroom single-family fixer in Ocean Crest Estates, Cardiff-by-the-Sea, within the City of Encinitas. Built in 1964, this 1,040 sq ft home sits on an approximately 6,500 sq ft lot and is offered as-is. The property requires extensive renovation, including the kitchen, bathrooms, and major systems. This is a substantial renovation opportunity for buyers prepared to evaluate the property's condition and scope of work. The home is being sold in its present condition, and buyers should conduct appropriate inspections and due diligence. An attached 2-car garage and 2-car driveway provide off-street parking and storage options. The yard may offer potential for an accessory dwelling unit (ADU), subject to City of Encinitas requirements, site conditions, and approvals. No HOA. Located in the Ocean Crest Estates neighborhood of Cardiff-by-the-Sea, the property offers access to the coastal amenities of North County San Diego, including beaches, shopping, dining, and everyday services. The location combines an established residential setting with an opportunity to renovate an existing home in Cardiff. For investors, renovators, or buyers planning a full remodel, this property offers a defined starting point. Buyers should verify square footage, lot dimensions, property condition, potential improvements, and all applicable permitting requirements.

Type
Single Family Residence
Year built
1964
Lot
—
Garage
2 car
HOA
None
Pool
No
View
—
Solar
—
Estimated payment
$5,676/mo
  • Principal & interest$4,551
  • Property tax (est.)$863
  • Home insurance (est.)$263

Example only, not a loan offer. Rate is a placeholder; ask a lender for today's. Taxes vary by neighborhood (Mello-Roos).

Listing provided courtesy of Kim Ward, Horizon Real Estate. MLS# 260025805SD. Based on information from California Regional Multiple Listing Service, Inc. as of November 1, 2026 at 9:30 AM Pacific. Information is deemed reliable but not guaranteed and is provided exclusively for consumers' personal, non-commercial use to identify prospective properties they may be interested in purchasing. Coldwell Banker Associated Brokers Realty, CA DRE #00939614.