Get card balances under 30%

The fastest lever there is. Under 10% is even better.

1. 1

   Add up balances and limits (calculator below).

2. 2

   Pay down before the statement closes, not the due date.

3. 3

   Ask your card for a higher limit; don't close old cards.

General information, not legal advice. Beyond Real Estate Group isn't a law firm or a credit repair company and doesn't guarantee any change to your score.