Beyond Real Estate Group
My plan
Solid impactShows up: When the creditor updates (30 to 60 days)

Ask to forgive late payments

One polite goodwill letter can get a late payment removed.

  1. 1

    Get current and turn on autopay first.

  2. 2

    Send the goodwill letter below to the creditor (not the bureau).

  3. 3

    If they say no, ask again in 3 months; lates fade after 2 years.

My plan

General information, not legal advice. Beyond Real Estate Group isn't a law firm or a credit repair company and doesn't guarantee any change to your score.