Build positive history

Thin file? Add accounts that report on-time payments.

1. 1

   Open a secured card or credit-builder loan.

2. 2

   Use under 10%, pay in full on autopay.

3. 3

   Ask a family member with great credit to add you as an authorized user.

General information, not legal advice. Beyond Real Estate Group isn't a law firm or a credit repair company and doesn't guarantee any change to your score.